My recollections, thoughts and mistakes (both my own and those gathered from others) on anything associated with the Teachers’ Pension Schemes and retirement.
Ask Me
Puzzle solving has always been a hobby; as a child I was into board games, chess, cards etc. As a teacher is was year 9 on a Friday afternoon. Now, as a retiree, I enjoy helping colleagues work out their pension options.
Video Guides
I am not a financial adviser, just a teacher with experience sharing what I have learnt.
My explanations of various aspect of the TPS – teacher-to-teacher.
Why?
OK, I admit it. I got annoyed that I had thought that my pension would just keep going up if I kept paying in to it. Having missed the opportunity I’m not just going to moan without doing…this is me doing.
Retiring next year, or in 30 years - the pay freeze could bomb your pension. Read more
My abridged version of the Government's response to the consultation on the removal of age Read more
The transition of public sector pensions was illegal. This explains the relevance to teachers Read more
Is "Average" a dirty word, and is the Career Average Pension worth it? https://youtu.be/kJpS3lS3h10 Link Read more
The Government has published its response to the consultation here Had a quick run through Read more
I threw away £8,000 and to make it worse, continue to throw another £2,000 away Read more
The final salary calculation has two parts - the obvious part, i.e. the last 12 Read more
All of my spreadsheets are now collected in one section of the website. These can Read more
Could you be owed £££? If you bought additional pension with a lump sum, quite Read more
The way your pension is assessed could have used all of your £40,000 allowance this Read more