Spreadsheets and videos for various categories
- Already retired
- Just applied for retirement
- Retrospective additional pension (has to be applied for BEFORE returning any RSS choices)
For the Already Retired
If you have already retired and have been sent your RSS then you need to be aware that the figures presented may not be all they seem.
The headline pension figures are valued to the date you took the pension and as such any differences between them will be increased as inflation is added to bring them up to the current year’s value.
The “total adjustment” figures though are at the current value, but beware that the “Pension” row is an accumulation of over, or under, paid pension over all of the years since you started taking the pension. I explain in more detail in this video and the spreadsheet can help you make a better comparison.
Just Applied for Retirement
In the video I explain the contents of the RSS and the spreadsheet will let you being together the figures from the various pages. This is particularly useful if you are looking to “sell” some of your pension for the optional lump sum.
Retrospective Additional Pension
If you were moved into the Career Average scheme before April 2022 then you are entitled to apply to purchase RAP, but you must apply before you respond to the RSS.