Contemplating retirement; the wise learn from the mistakes of others.

My recollections, thoughts and mistakes (both my own and those gathered from others) on anything associated with the Teachers’ Pension Schemes and retirement.

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Puzzle solving has always been a hobby; it was chess, cards and monopoly as a child , year 9 on a Friday afternoon as a teacher, and now colleagues pension options as a retiree.

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Video Guides

I am not a financial adviser, just a teacher with experience sharing what I have learnt.

My explanations of various aspect of the TPS – teacher-to-teacher.


OK, I admit it. I got annoyed that I had thought that my pension would just keep going up if I kept paying in to it. Having missed the opportunity I’m not just going to moan without doing…this is me doing.

About me

The transition of public sector pensions was illegal. This explains the relevance to teachers Read more
Half your salary, does it mean pensioners have to watch every penny? Read more
The loss of 20% myth. Read more
Or is it... The final salary scheme can no longer be added to after March Read more
When can I get my hands on the pension? In this video I look at Read more
The legal change to remedy age discrimination starts its journey. Read more
If you are over 60 and haven't already started taking your pension you would suffer Read more
Contracted Out Up until 2016 Teachers were 'contracted out' of the additional state pension and Read more
The Pension Pickpocket If you retire at your Normal Pension Age and carry on, or Read more
You want more?... There are three ways to put more into your pension and to Read more
Retiring next year, or in 30 years - the pay freeze could bomb your pension. Read more
My abridged version of the Government's response to the consultation on the removal of age Read more

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