Contemplating retirement; the wise learn from the mistakes of others.

My recollections, thoughts and mistakes (both my own and those gathered from others) on anything associated with the Teachers’ Pension Schemes and retirement.

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Puzzle solving has always been a hobby; as a child I was into board games, chess, cards etc. As a teacher is was year 9 on a Friday afternoon. Now, as a retiree, I enjoy helping colleagues work out their pension options.

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Video Guides

I am not a financial adviser, just a teacher with experience sharing what I have learnt.

My explanations of various aspect of the TPS – teacher-to-teacher.


OK, I admit it. I got annoyed that I had thought that my pension would just keep going up if I kept paying in to it. Having missed the opportunity I’m not just going to moan without doing…this is me doing.

About me

If you are over 60 and haven't already started taking your pension you would suffer Read more
Contracted Out Up until 2016 Teachers were 'contracted out' of the additional state pension and Read more
The Pension Pickpocket If you retire at your Normal Pension Age and carry on, or Read more
You want more?... There are three ways to put more into your pension and to Read more
Retiring next year, or in 30 years - the pay freeze could bomb your pension. Read more
My abridged version of the Government's response to the consultation on the removal of age Read more
The transition of public sector pensions was illegal. This explains the relevance to teachers Read more
Is "Average" a dirty word, and is the Career Average Pension worth it? Link Read more
The Government has published its response to the consultation here Had a quick run through Read more
I threw away £8,000 and to make it worse, continue to throw another £2,000 away Read more

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